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NASW Practice Snapshot:
Medicare Preventive Benefits — Promoting Healthier Seniors

The risk of disease and disability may increase with advanced age, but poor health is not necessarily an inevitable consequence of aging. Practicing healthy living and protecting health through early disease detection are just part of promoting quality of life in later years. Increased physical activity, a balanced diet, and a healthy lifestyle can bring benefits at any age, including a reduced risk for chronic disease and mental illness.

Chronic diseases take a major health and economic toll on older adults due to associated long-term illness, diminished quality of life, and greatly increased health care costs. Many illnesses and disabilities related with chronic disease are avoidable through prevention. Key aspects of prevention include practicing a healthy lifestyle, and early detection and screening for conditions such as cancer, diabetes, high blood pressure, and depression.

Medicare beneficiaries have preventive benefits designed to provide older Americans with better care and a higher quality of life. Medicare already covers some preventative services such as vaccinations and breast, cervical, colorectal, and prostate cancer screenings. As of January 1, 2005 , new Medicare enrollees can take advantage of three additional preventative benefits under Part B:

A One-Time “Welcome to Medicare” Physical Exam

Medicare will cover a one-time “Welcome to Medicare” physical exam within the first six months after a beneficiary has enrolled in Part B. The physical exam is aimed at providing education and counseling about the preventative services that may be needed.

The beneficiary pays a 20 percent co-payment after meeting the Part B deductible.

Cardiovascular Screening

Medicare covers cardiovascular screening blood tests for early detection or to identify a high risk for developing heart disease.

Diabetes Screening

Medicare covers diabetes screening to test blood sugar levels to find out if beneficiaries have diabetes or to identify a high risk for developing diabetes.

These services provide older adults with more prevention-focused benefits than ever before. The services are key features of the Medicare Modernization Act (MMA), signed into law in December 2003. For more information about these important preventative services and to determine who is eligible to qualify, call 1-800-MEDICARE (1-800-633-4227). Information is also available at www.medicare.gov on the Internet.

NASW, March 2005

 
   
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