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Social Work Speaks Abstracts

Managed Care

 
 

Health care in the United States is a complicated, costly, and inefficient patchwork of services that results in millions of uninsured Americans and disruptions and lack of continuity of care even for those who are insured. Contrary to social work practice, most managed care programs, operating on a medical model, focus primarily on the elimination or treatment of symptoms, versus a social health model, which views the patient from a biopsychosocial perspective. Social workers provide more than half of all mental health services in the United States, yet are underused in the medical model of health care, a particular concern in some Medicaid behavioral health contracts. Without mental health parity laws, which NASW advocates, behavioral health may be restricted, even though adequate, affordable, and accessible behavioral health services would have a positive effect on the country’s prosperity and health. Unfortunately, these services are often treated as dispensable.

Absent a national health care program of universal coverage, NASW advocates standards for managed care in the areas of direct care, consumers’ rights, providers’ rights, and regulation. Besides parity in comprehensive coverage for physical and mental health, these standards include:

  • portability with continuity of care for health coverage in job changes;
  • clinically appropriate transitions for those who must change health care plans or who have exhausted their benefits;
  • active inclusion of consumers and providers on advisory boards that meet regularly;
  • insurance reimbursement based on the service provided, rather than on the provider’s license or certification;
  • timely payment for services; and
  • laws regulating all managed care organizations, including self-insured plans under ERISA, to ensure quality of care and consumer protection, with strict oversight and enforcement.
 
   
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