Economic Insecurity Among Older Adults

Chris Herman, MSW, LICSW


Practice Perspectives


As the baby boom generation moves into older adulthood and the overall U.S. population ages, discussion abounds among practitioners, policymakers, and the media regarding the economic implications of the impending “silver tsunami.” Frequently underlying such discussions is a stereotype that older adults are not only wealthy, but also are enjoying financial security at the expense of younger generations. Yet, many older adults experience economic insecurity, and others are aware their resources may not be sufficient to meet their needs as they continue to age. This publication highlights some of the economic challenges of aging in the U.S. and provides strategies, tools, and resources to help social workers address those challenges.

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